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How Does an IPO Work? Complete Guide for Beginners

Introduction

An Initial Public Offering (IPO) is the process by which a private company offers its shares to the public for the first time and gets listed on a stock exchange. It is considered one of the most important milestones in a company’s journey, allowing it to raise funds for expansion, reduce debt, and enhance credibility in the market.

In recent years, India has witnessed several successful IPOs across sectors such as healthcare, infrastructure, and technology. Examples include Dev Accelerator IPO, Karbonsteel Engineering IPO, and Anondita Medicare IPO. Each IPO has its own dynamics, subscription status, and market reception, which investors must evaluate before applying.


What is an IPO?

An IPO is a way for companies to raise fresh capital from the public. Investors who participate in an IPO become shareholders of the company and can benefit from potential capital appreciation and dividends. IPOs are generally launched through the Book-Building Process or the Fixed Price Method.


Step-by-Step Process of an IPO

  1. Appointment of Merchant Bankers: The company hires investment banks to manage the IPO process.
  2. Filing of DRHP: The company files the Draft Red Herring Prospectus (DRHP) with SEBI for approval. Example: Current Infraprojects IPO filed its DRHP before announcing issue details.
  3. SEBI Approval: SEBI reviews the DRHP and gives approval for the IPO.
  4. Roadshows & Marketing: The company promotes its IPO to potential investors.
  5. Price Band Announcement: The company declares the minimum and maximum price for bidding.
  6. Subscription Period: Investors apply for shares during the open subscription window.
  7. Allotment & Refund: Shares are allotted, and refunds are processed for unsuccessful applicants.
  8. Listing on Exchange: Finally, the company’s shares are listed on NSE or BSE for trading.

Benefits of IPOs

  • Access to fresh capital for growth and expansion.
  • Increased brand value and market credibility.
  • Liquidity for early investors and promoters.
  • Opportunity for retail investors to invest in upcoming leaders.

Risks in IPO Investment

  • Market Volatility: IPO performance may depend on overall market conditions.
  • Overvaluation Risk: Some IPOs may be priced too high, reducing listing gains.
  • Sector Risks: Industry challenges may affect stock performance post-listing.
  • Limited Track Record: Many SMEs and startups lack long-term financial history.

Recent IPO Examples in India

Investors have seen mixed results in recent IPOs:


Investment Strategy for IPOs

Before applying for an IPO, investors should:

  • Study the DRHP carefully to understand business fundamentals.
  • Check Grey Market Premium (GMP) trends for short-term listing gains.
  • Analyze financials on platforms like Screener.in.
  • Allocate only a portion of portfolio to IPOs as they carry risk.

Conclusion

An IPO can be a rewarding investment opportunity if approached with proper research and risk management. While some IPOs deliver strong listing gains, others may disappoint due to overvaluation or weak fundamentals. Retail investors should carefully assess each IPO, as demonstrated in the case of Current Infraprojects and Anondita Medicare, before making a decision.

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